A recent Harris Poll revealed that younger generations, particularly Gen Z, view carrying cash as outdated and even “cringe.”
Many now rely entirely on digital payment methods, using Apple Pay, Venmo, or credit cards instead of cash. Bobby shared that his wife Caitlin rarely carries a wallet, keeping her ID on her phone for emergencies, but paying for nearly everything digitally. For adults, this shift represents a noticeable change in daily habits. Some still carry cash, primarily for tipping, while others have adapted to using their phones for most transactions. Bobby admits he keeps small amounts of cash specifically for tipping and maintaining it carefully, folded and ready for use.
The conversation also highlighted the evolving nature of tipping itself. Bobby shared an experience at a Sonic, where he had consistently tipped a worker $100. Despite the generous amount, the worker never acknowledged the tip, leading to curiosity about why there was no reaction. A voicemail suggested that the worker might assume the tip was an accident and choose not to comment. This scenario sparked further discussion about how tipping behaviors intersect with human interaction and gratitude. While tips are given to reward service, the lack of acknowledgment can transform the act into a subtle social experiment, motivating some to continue tipping in hopes of eliciting a reaction.
Overall, the conversation underscored the changing landscape of payments and tipping. While digital transactions dominate, cash still holds a place in specific contexts, such as tipping or situations where digital options are unavailable. The shift reflects not only technological adoption but also a broader generational difference in perceptions of money and social etiquette.